Loan Services - Aarambh Grouth Solution Pvt Ltd

Loan Services

All Types of Loans
Under One Roof

From personal needs to business growth — Aarambh Grouth Solution offers 11 types of loan products with fast approval, minimal documentation and expert guidance.

24–48 Hr Approval 100% Transparent 50+ Bank Partners 98% Approval Rate
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Personal Loan PL

Instant funds for any personal requirement — no collateral needed

A Personal Loan is an unsecured loan designed to meet your immediate financial needs — be it medical expenses, wedding, travel, home renovation, debt consolidation or any emergency. No collateral is required and the entire process is paperless and fast.

Loan Amount₹10,000 – ₹40 Lakh

Interest Rate10.5% – 24% p.a.

Tenure12 – 60 Months

Approval Time24 – 48 Hours

CollateralNot Required

Processing FeeMinimal (as per bank)

Eligibility
  • Age: 21 – 60 years
  • Salaried or self-employed
  • Minimum income: ₹15,000/month
  • CIBIL Score: 700+ preferred
  • 6 months job stability (salaried)
Documents Required
  • Aadhaar Card + PAN Card
  • 3 months bank statement
  • Last 3 months salary slips
  • ITR (for self-employed)
  • Address proof
10.5%+
Starting Rate
₹40L
Max Amount
48Hr
Fast Approval
Apply Now

Business Loan BL

Fuel your business growth with quick and flexible financing

A Business Loan is tailored for entrepreneurs, MSMEs, traders, and professionals who need capital for business expansion, working capital, machinery purchase, or operational costs. Get funds without mortgaging your business assets.

Loan Amount₹50,000 – ₹2 Crore

Interest Rate12% – 26% p.a.

Tenure12 – 84 Months

Approval Time48 – 72 Hours

CollateralUnsecured available

Eligible ForProprietor, Pvt Ltd, LLP

Eligibility
  • Business vintage: 2+ years
  • Annual turnover: ₹10 Lakh+
  • CIBIL Score: 700+ preferred
  • Proprietor, Partnership, Pvt Ltd
  • Age: 25 – 65 years
Documents Required
  • Business registration proof
  • Aadhaar + PAN (owner)
  • Last 2 years ITR + financials
  • 6 months bank statement
  • GST returns (if applicable)
12%+
Starting Rate
₹2Cr
Max Amount
72Hr
Approval
Apply Now

Home Loan HL

Make your dream home a reality with affordable EMIs

A Home Loan helps you purchase, construct, or renovate your dream home at the most competitive interest rates. With long repayment tenures and high loan amounts, owning a home has never been more accessible.

Loan Amount₹5 Lakh – ₹5 Crore

Interest Rate8.5% – 11% p.a.

TenureUp to 30 Years

Approval Time3 – 7 Working Days

FundingUp to 90% of property value

Balance TransferAvailable at lower rate

Eligibility
  • Age: 21 – 65 years
  • Salaried or self-employed
  • Stable income source
  • CIBIL Score: 700+ preferred
  • Property with clear title
Documents Required
  • Aadhaar + PAN Card
  • Income proof / ITR (2 years)
  • 6 months bank statement
  • Property documents
  • Sale agreement / allotment letter
8.5%+
Starting Rate
₹5Cr
Max Amount
30Yr
Max Tenure
Apply Now

Loan Against Property LAP

Unlock the value of your property for high-value funding

A Loan Against Property (LAP) allows you to borrow a large sum by pledging your residential or commercial property as collateral. Ideal for business expansion, medical emergencies, education, or debt consolidation at lower interest rates.

Loan Amount₹10 Lakh – ₹10 Crore

Interest Rate9% – 13.5% p.a.

TenureUp to 20 Years

Property TypeResidential / Commercial

LTV RatioUp to 70% of property value

Balance TransferAvailable

Eligibility
  • Age: 25 – 70 years
  • Salaried / self-employed / business
  • Property ownership (self-owned)
  • CIBIL Score: 650+ preferred
  • Stable income source
Documents Required
  • Aadhaar + PAN Card
  • Income proof / ITR (2 years)
  • Property ownership documents
  • Property valuation report
  • 6 months bank statement
9%+
Starting Rate
₹10Cr
Max Amount
70%
LTV Ratio
Apply Now

Used Car Loan UCL

Finance your pre-owned vehicle at competitive rates

A Used Car Loan helps you buy a pre-owned vehicle without straining your savings. We help you get the best deal from 50+ bank partners with fast approval, minimal paperwork, and flexible EMI options for cars up to 10 years old.

Loan Amount₹1 Lakh – ₹50 Lakh

Interest Rate12% – 18% p.a.

Tenure12 – 60 Months

Car AgeUp to 10 years old

FundingUp to 85% of car value

Approval Time24 – 48 Hours

Eligibility
  • Age: 21 – 65 years
  • Salaried or self-employed
  • Minimum income: ₹15,000/month
  • CIBIL Score: 650+ preferred
  • Valid driving license
Documents Required
  • Aadhaar + PAN Card
  • Income proof / salary slips
  • 3 months bank statement
  • RC book + insurance of vehicle
  • Seller NOC / valuation report
12%+
Starting Rate
₹50L
Max Amount
85%
Car Value
Apply Now

New Car Loan NCL

Drive home your dream car with easy financing

A New Car Loan makes owning a brand-new vehicle affordable and easy. With up to 100% on-road price funding, low interest rates, and flexible repayment options, your dream car is just a loan away — with same-day approvals available.

Loan AmountUp to ₹1 Crore

Interest Rate7.5% – 12% p.a.

Tenure12 – 84 Months

FundingUp to 100% on-road price

ApprovalSame Day possible

BrandsAll major brands covered

Eligibility
  • Age: 21 – 65 years
  • Salaried or self-employed
  • Minimum income: ₹20,000/month
  • CIBIL Score: 700+ preferred
  • 2 years employment stability
Documents Required
  • Aadhaar + PAN Card
  • Salary slips / ITR (2 years)
  • 3 months bank statement
  • Car quotation / proforma invoice
  • Address proof
7.5%+
Starting Rate
100%
On-Road Funding
84Mo
Max Tenure
Apply Now

Instant Loan INSTANT

Emergency funds disbursed within hours — paperless process

An Instant Loan is designed for urgent financial needs where speed matters. With digital KYC and minimal documentation, funds can be disbursed within a few hours. Ideal for medical emergencies, urgent bills, or any unexpected expense.

Loan Amount₹5,000 – ₹5 Lakh

Interest Rate16% – 36% p.a.

Tenure3 – 24 Months

DisbursalWithin 2–4 Hours

Process100% Digital / Paperless

CollateralNot Required

Eligibility
  • Age: 21 – 55 years
  • Salaried or self-employed
  • Minimum income: ₹12,000/month
  • CIBIL Score: 650+
  • Active bank account
Documents Required
  • Aadhaar Card (e-KYC)
  • PAN Card
  • Last 3 months bank statement
  • Salary slip / income proof
  • Selfie for verification
2–4Hr
Disbursal Time
₹5L
Max Amount
100%
Paperless
Apply Now

Education Loan EL

Invest in your future — fund your higher education dreams

An Education Loan covers tuition fees, hostel, books and living expenses for higher education in India or abroad. With moratorium period during study and tax benefits under Section 80E, education loans are the smartest investment for your child's future.

Loan AmountUp to ₹1.5 Crore

Interest Rate9% – 15% p.a.

RepaymentUp to 15 Years

MoratoriumCourse period + 12 months

CoverageIndia + Abroad institutions

Tax BenefitSection 80E deduction

Eligibility
  • Indian citizen, age 16–35
  • Admission in recognized institution
  • Co-applicant (parent/guardian)
  • Academic track record
  • Collateral for loans above ₹7.5L
Documents Required
  • Aadhaar + PAN (student + parent)
  • Admission letter from institution
  • Fee structure document
  • Academic certificates/marksheets
  • Co-applicant income proof
9%+
Starting Rate
₹1.5Cr
Max Amount
Sec80E
Tax Benefit
Apply Now

Gold Loan GL

Instant cash against your gold — no income proof needed

A Gold Loan is the fastest way to get cash by pledging your gold jewellery or ornaments. No income proof required, minimal documentation, and disbursal within 30–60 minutes. Your gold is safely kept and returned upon loan repayment.

Loan Amount₹5,000 – ₹1 Crore

Interest Rate9% – 17% p.a.

Tenure3 – 36 Months

DisbursalWithin 30–60 Minutes

LTVUp to 75% of gold value

Income ProofNot Required

Eligibility
  • Age: 18 – 70 years
  • Gold jewellery (18–24 karat)
  • No income proof required
  • Aadhaar + PAN sufficient
  • No CIBIL score requirement
Documents Required
  • Aadhaar Card
  • PAN Card
  • Passport size photo
  • Gold ornaments for valuation
  • Address proof
9%+
Starting Rate
60Min
Disbursal
75%
Gold LTV
Apply Now

OD / CC Loan OD/CC

Revolving credit facility for business working capital needs

An Overdraft (OD) / Cash Credit (CC) facility is a revolving line of credit that allows businesses to withdraw funds as needed, up to a sanctioned limit. Interest is charged only on the amount used. Ideal for managing short-term working capital needs.

Credit Limit₹1 Lakh – ₹5 Crore

Interest Rate10% – 15% p.a. (on usage)

TypeRevolving Credit Facility

InterestOnly on utilized amount

CollateralProperty / Stock / Debtors

RenewalAnnual renewal

Eligibility
  • Business vintage: 2+ years
  • Annual turnover: ₹20 Lakh+
  • CIBIL Score: 700+ preferred
  • Audited financial statements
  • Clear business track record
Documents Required
  • Business registration + PAN
  • Aadhaar + PAN (proprietor)
  • Last 2 years audited financials
  • 12 months bank statement
  • Stock / property statements
10%+
Starting Rate
₹5Cr
Max Limit
Only
Pay for Usage
Apply Now

Government Scheme Loans GOVT

Subsidized government-backed loans to empower entrepreneurs & communities

Government Scheme Loans are specially designed subsidized loan programs to support micro-businesses, small enterprises, SC/ST entrepreneurs, and women-led businesses. These schemes offer lower interest rates, subsidy benefits, and collateral-free funding through banks and NBFCs.

PM MUDRA LoanShishu (₹50K), Kishore (₹5L), Tarun (₹10L)

PMEGP SchemeUp to ₹50L with 15–35% subsidy

Stand-Up India₹10L–₹1Cr for SC/ST & women

MSME LoanCollateral-free up to ₹2 Crore

PM SVANidhiStreet vendors ₹10K–₹50K

CGTMSE SchemeCollateral-free MSME credit guarantee

General Eligibility
  • Indian citizen, 18+ years
  • New or existing micro/small business
  • SC/ST/OBC/Women preferred in some schemes
  • Business plan (for PMEGP)
  • No existing government subsidy loan
Documents Required
  • Aadhaar + PAN Card
  • Caste certificate (if applicable)
  • Business plan / project report
  • Bank statement (6 months)
  • Shop/business registration proof
7%+
Starting Rate
35%
Subsidy Available
₹2Cr
Max (MSME)
Apply Now

Why Us

Why Get Your Loan
Through Aarambh

Fast Approval

Most loans approved within 24–48 hours through our streamlined digital process.

50+ Bank Partners

We compare offers from 50+ banks to get you the best rate and terms.

100% Transparent

No hidden charges. Every fee is communicated clearly before you proceed.

Minimal Docs

Simplified documentation with expert guidance at every step of the process.

Expert Guidance

Dedicated loan advisors to help you choose the right product for your need.

98% Approval Rate

Highest success rate in the industry thanks to our banking relationships.

CIBIL Assistance

We check and improve your credit score before applying to maximize approval chances.

20+ Years Experience

Trusted by thousands of clients for over 20 years across multiple states.

How It Works

Get Your Loan in 4 Easy Steps

1
Submit Enquiry

Fill our simple form with your loan requirement and basic details.

2
Eligibility Check

We assess your profile across 50+ banks for the best deal.

3
Documentation

Submit minimal docs with our expert guidance — quick & easy.

4
Get Funded

Loan approved and disbursed directly to your bank account.

Ready to Apply for a Loan?

Our loan experts are available Mon–Sat, 9AM–7PM. Get free consultation today.

Apply Now — Free Consultation +91 93292 91932